Gemini dollar™

The 1:1 USD-backed stablecoin built by a secure, trusted, and regulated cryptocurrency exchange.

Using Gemini dollar

  • Transact in decentralized exchanges: Hold as a readily tradable price-stable digital asset

  • Provide liquidity: Use with DeFi automated market makers and other liquidity pools

  • Lend and earn interest: Earn high yields on digital USD

  • Spend in daily life: Send across borders in seconds and spend at your favorite stores with Gemini Pay

Stable and Fully Backed

GUSD is a 1:1 USD-backed stablecoin, convertible to exactly $1 at Gemini.

Regulated and Insured

Gemini is a U.S. company regulated by the New York Department of Financial Services. GUSD reserves are FDIC insured to $250,000 per user.¹

Transparently Audited

No compromises: USD reserve audits are published monthly by an independent registered accounting firm, BPM LLP, and the Ethereum smart contract has been audited by Trail of Bits, a leading information security research & development firm.

Zero Fees

There are no fees to create or convert GUSD through Gemini.²

Programmable Money

GUSD is an Ethereum ERC-20 token, fully programmable and ready for use in smart contract development.


Enjoy transfer in seconds and settlement on the Ethereum blockchain.

Trust and transparency

Review the Gemini dollar smart contract.

Review the Gemini dollar independent security audit.

Review the Gemini dollar whitepaper.

Review the Gemini dollar reserve-funds independent accountant audits:

¹ FDIC insurance applies only to the USD reserve funds. GUSD exist as ERC-20 tokens on the Ethereum blockchain; tokens are under the user’s self-custody, and are not insured through Gemini.
² ERC-20 tokens such as GUSD are programmed using the Ethereum blockchain and will incur gas fees for transfer once under the user’s self-custody.