Gemini dollar™

Combining the creditworthiness and stability of the U.S. dollar with the speed and efficiency of blockchain technology.

Gemini dollar background image showing a GUSD cryptocurrency coin and dollar bills.


Price stability, Pass-through FDIC insurance, Real-world transactions

Gemini Dollar


24x7x365 availability, Global access, Instant settlement, DeFi applications

  • GUSD

  • A Bridge to the Future of Finance

    Gemini dollar (GUSD) is a U.S. dollar-backed stablecoin —a digital representation of cash that can be used to interact with the crypto economy. GUSD combines the creditworthiness and price stability of the U.S. dollar with the speed and efficiency of cryptocurrency.

  • Technical Overview

    GUSD is an Ethereum-based ERC-20 token, fully programmable and ready for use in smart contract development. Review the Gemini dollar smart contract here.

GUSD Use Cases

The Internet Economy

At its core, GUSD is a digital representation of a U.S. dollar, and there are a variety of ways you can use it.

Spend Icon

Buy digital art with digital dollars. NFTs from your favorite artists on Nifty Gateway or OpenSea can be bought and sold with GUSD.

U.S. customers can earn unlimited 3% back on dining with no annual cap, 2% back on groceries and 1% back on all other purchases with the Gemini Credit Card®. Explore the Gemini Credit Card here. Terms and conditions apply.*

*A Gemini Mastercard®. Issued by WebBank. Terms Apply. Engaging with crypto involves risks, including the risk of losing all of the invested amount; seek expert advice. Past performance no guarantee of future results.

Save Icon

Is crypto price volatility making you retreat to fiat? Build a stable reserve without moving your assets off-chain. It’s more cost effective and efficient than traditional finance.

Trade Icon

Generate financial returns based in a more familiar currency by trading, investing, lending, or staking GUSD. GUSD can be transferred and traded in seconds and is settled on the Ethereum blockchain. Use GUSD to trade and stake across DeFi protocols, and provide liquidity on automated market makers and other liquidity pools.

Pay Icon

With 24x7x365 availability and blockchain efficiency you can pay your employees, partners, vendors, or friends for a fraction of the cost of using the traditional banking system. Anytime, anywhere, instantly.



Under the Block: GUSD in Action

Gemini keeps your USD safe in a mix of cash and cash equivalents. These assets are held in a segregated account from the time you deposit until the time you withdraw.

  • Sign Up

    Sign up for Gemini and buy GUSD with USD. You can also convert crypto into GUSD.

  • Minting GUSD

    Gemini mints your digital dollar (GUSD) on the Ethereum blockchain and keeps your USD safe in a segregated account until you ask for them back.

  • Use GUSD

    Use your GUSD all across the crypto economy.

  • Convert GUSD

    Ready to convert back to cold hard cash? Gemini will burn the digital token and return your dollars back to you in full.

Supported across dozens of DeFi protocols, applications, and exchanges

1inch logo
Argent Logo
Balancer logo
Curve Logo
Derivadex Logo
Finexbox Logo
Harvest Logo
Maker DAO logo
Matcha Logo
Monolith Logo
Odos Logo
Open Ocean Logo
Uniswap Logo
Yearn Logo
Zapper logo
Zerion Logo
Zelcore Logo
Coinomi Logo
Cool Wallet Logo
Coinbase Wallet logo
Guarda Logo
Trust Wallet logo
Exodus Wallet Logo
MetaMask Logo
Rainbow Wallet Logo
Trezor Wallet Logo
Ledger Wallet Logo
Bitstamp Logo
Coinbase Logo
FatBTC Logo
First Kudi Logo
HitBTC Logo
The Rock Trading Logo
Tokpie Logo
Alchemy Logo
Bitpay Logo
Cybavo Logo
Flexa Logo
NOW Payments Logo
Stokr Logo
Travala Logo
Wanchain Logo
Stably logo
Loop Crypto logo

Transparency builds trust

FDIC Insurance

Each GUSD corresponds to a U.S. dollar that is held by Gemini as one of the following types of assets:

  1. Deposits in U.S. Federal Deposit Insurance Corporation ("FDIC")-insured banks

  2. Money market funds, invested only in U.S. Treasury obligations

  3. U.S. Treasury obligations

The cash portion of these GUSD reserves, which may be held at State Street Bank and Trust Company, Goldman Sachs, or Fidelity, may be eligible for FDIC “pass-through” insurance for Gemini customers in the event that the bank holding such U.S. dollar cash deposits becomes subject to resolution or similar proceedings by the FDIC.

Monthly reserve asset attestations

From day one, Gemini has prioritized the security of your assets. We never have and never will compromise on that. Monthly reserve asset attestations are one way to maintain this promise – here is an overview of how GUSD is examined each month.

  1. Gemini makes an assertion that, as of a specific date and time, we’re holding an amount of USD in reserve that matches the amount of GUSD in circulation. That is Section II of the reports listed below.

  2. BPM, an independent accounting firm, performs an examination and collects evidence to test whether that assertion is accurate.

  3. BPM issues an opinion that says "the assertion that Gemini made in Section II is fairly stated."

All historical Monthly Attestations can be viewed here:

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