Gemini Onchain Terms of Service

Last updated: August 14, 2025

These Terms of Service (the “Terms”) constitute a legal agreement between you and Gemini Horizons, LLC, a limited liability company operating and existing under the laws of the State of Texas (“we,” “us,” or “our”) and govern your use of the Gemini Onchain services (“Gemini Onchain” or “Onchain”), excluding the Gemini self-custodial wallet (the “Gemini Wallet”). 
If the user engages with Onchain under authority from a different party or on another party’s behalf, then “you” (and its variants, including “your” and “yours”) as used herein refers to the person on whose behalf Onchain is used (e.g., an employer). If the person engaging with Onchain is an individual, acting in their own individual capacity, then “you” and its variants refers to that individual. If you have anyone using Onchain on your behalf, you agree that you are responsible for the actions and inactions of all such persons as they were your own. By accessing or using Gemini Onchain, you agree to be bound by these Terms. 
Onchain is offered and available to users who are 18 years of age or older. By using Onchain, you represent and warrant that you are of legal age to form a binding contract with us. 
The Terms may change at any time and without notice.  If you continue to access or use Onchain after the Terms change, you agree to all changes.
ONCHAIN WAS NOT AND IS NOT DEVELOPED FOR  AND IS NOT OFFERED TO PERSONS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE OR PRINCIPAL PLACE OF BUSINESS IN ANY COUNTRY WHERE IT IS UNLAWFUL FOR YOU TO AVAIL YOURSELF OF SAME, OR ANY COUNTRY SUBJECT TO ANY SANCTIONS OR RESTRICTIONS PURSUANT TO ANY APPLICABLE LAW, INCLUDING THE CRIMEA REGION, CUBA, IRAN, NORTH KOREA, SYRIA, RUSSIA, OR ANY OTHER COUNTRY TO WHICH ANY JURISDICTION EMBARGOES GOODS OR IMPOSES SANCTIONS, OR ANY JURISDICTIONS IN WHICH THE TRANSACTING OF CRYPTOCURRENCIES IS PROHIBITED OR RESTRICTED IN ANY FORM OR MANNER  (COLLECTIVELY, THE “RESTRICTED JURISDICTIONS” AND EACH A “RESTRICTED JURISDICTION”) OR ANY PERSON WHO RESIDES IN, IS OWNED, CONTROLLED, OR LOCATED IN OR ORGANIZED UNDER THE LAWS OF ANY RESTRICTED JURISDICTION OR AFFILIATED WITH ANY SUCH PERSON, ANY PERSON LISTED ON ANY SANCTIONS LIST MAINTAINED BY ANY JURISDICTION, OR A RESIDENT OF OR LOCATED IN ANY COUNTRY OR JURISDICTION THAT RESTRICTS ACCESS TO OR PROHIBITS USE OF DIGITAL ASSETS OR CRYPTO CURRENCIES (COLLECTIVELY, “RESTRICTED PERSONS” AND EACH A “RESTRICTED PERSON”). IF YOU ARE A RESTRICTED PERSON OR LOCATED IN A RESTRICTED JURISDICTION OR ACTING ON BEHALF OF A RESTRICTED PERSON OR A PERSON OR ENTITY IN A RESTRICTED JURISDICTION, THEN DO NOT USE OR ATTEMPT TO USE ONCHAIN OR MAKE USE OF ANY TECHNOLOGY OR MECHANISM, SUCH AS A VIRTUAL PRIVATE NETWORK, TO CIRCUMVENT OR ATTEMPT TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN.  
BY USING ONCHAIN, YOU REPRESENT THAT (A) YOU ARE NOT A RESTRICTED PERSON; AND (B) YOU (INCLUDING, IF APPLICABLE, YOUR INDIVIDUAL OWNERS, REPRESENTATIVES, EMPLOYEES, OR ANY OTHER PERSON WITH ACCESS TO YOUR ACCOUNT) WILL NOT COORDINATE, CONDUCT OR CONTROL (INCLUDING BY, IN SUBSTANCE OR EFFECT, MAKING DECISIONS WITH RESPECT TO) YOUR USE OF ONCHAIN FROM WITHIN ANY RESTRICTED JURISDICTION OR FOR THE BENEFIT OF A RESTRICTED PERSON.
YOU ACKNOWLEDGE, UNDERSTAND AND AGREE THAT YOU ARE NOT PERMITTED TO MODIFY, DISASSEMBLE, DECOMPILE, ADAPT, ALTER, TRANSLATE, REVERSE ENGINEER OR CREATE DERIVATIVE WORKS OF ONCHAIN TO MAKE IT AVAILABLE TO ANY RESTRICTED PERSONS OR IN ANY RESTRICTED JURISDICTION.
We reserve the right, but do not undertake an obligation, in our discretion, to block or restrict access to Onchain for digital wallet IDs or other identifiers for any or no reason, in our discretion, including if we think you have violated these Terms or if we reasonably believe your activities fall into a high-risk category as determined in our sole discretion. You acknowledge and agree that we do not guarantee the removal of all potentially high-risk users or digital wallets from using Onchain, nor do we commit to ongoing monitoring for such purposes. Additionally, given the permissionless nature of blockchain technology, we may not have the ability to prevent or restrict access by certain users or addresses.  YOU HEREBY HOLD US, OUR AFFILIATES, AND EACH OF OUR RESPECTIVE LICENSORS, SERVICE PROVIDERS, SHAREHOLDERS, MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SUPPLIERS, REPRESENTATIVES, AGENTS, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE “INDEMNIFIED PARTIES”) HARMLESS FROM AND AGAINST ANY DAMAGES, LOSSES, COSTS, EXPENSES, CLAIMS, JUDGMENTS, AWARDS, LOSSES, COSTS, EXPENSES, FEES (INCLUDING REASONABLE ATTORNEYS’ FEES AND LEGAL COSTS), OR LIABILITIES (COLLECTIVELY, “LOSSES”) ARISING IN CONNECTION WITH ANY DEACTIVATION, BLOCKING, ACCESS TO OR LACK OF ACCESS TO ONCHAIN. YOU ACKNOWLEDGE AND AGREE TO ALL RISKS ASSOCIATED WITH THE USE OF ONCHAIN AND UNDERSTAND THAT WE ARE NOT RESPONSIBLE FOR BLOCKING OR REMOVING, OR FOR FAILING TO REMOVE OR BLOCK, ACCESS TO ANY USERS WHO MAY PRESENT A RISK.

1. Scope of Services

Gemini Onchain is a non-custodial, technology platform that enables you to:
  • Initiate and manage blockchain-based transactions;
  • View Onchain data; and
  • Access and interact with third-party decentralized applications (“dApps”) and smart contracts.
To use Onchain, you will need to connect a digital wallet. You acknowledge that when using Onchain, your account is personal to you, and agree not to provide any other person with access to Onchain, or portions thereof.  You acknowledge that it is your responsibility to protect your passkeys.  If you lose control over your passkeys or private keys, you may lose your digital assets. We are not responsible for securing your keys or passkeys if you lose them, if someone steals them from you, or if someone obtains access to them somehow. It is your responsibility to establish a means for recovering any passkeys or keys. We do not store copies of passkeys and do not at any time have custody of your keys, passkeys or digital assets, so we cannot assist you in recovering your passkeys or private keys or digital assets if they are lost or stolen, or if the backup or security measures that you have established are compromised. YOU HEREBY INDEMNIFY AND HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY LOSSES ARISING IN CONNECTION WITH THE USE OF YOUR DIGITAL WALLET OR YOUR USE OF GEMINI ONCHAIN BY UNAUTHORIZED PARTIES.
Please note that all transactions conducted through Onchain are final and irreversible. Due to the immutable nature of blockchain technology, once a transaction is submitted and recorded on the applicable blockchain, it cannot be canceled, reversed, or refunded. You understand and agree that you are not entitled to any credit, refund, or reversal for any completed transaction.
ANY LOSSES YOU SUFFER RELATING TO YOUR DIGITAL ASSET TRANSACTIONS AND DIGITAL KEYS AND WALLETS ARE YOUR SOLE RESPONSIBILITY, AND YOU HEREBY INDEMNIFY AND HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY LOSSES THAT YOU OR ANYONE ELSE SUFFERS IN CONNECTION WITH YOUR DIGITAL ASSET TRANSACTIONS, INCLUDING BUT NOT LIMITED TO FAILURE OR MALFUNCTION IN THE UNWRAPPING OR REDEMPTION OF DIGITAL ASSETS RESULTING FROM ERRORS, INTERRUPTIONS, OR DEFECTS IN THE UNDERLYING TECHNOLOGY OR PROTOCOL.

2. No Financial or Investment Advice

You understand that we are not regulated by any regulator, and we do not act as your financial advisor, investment manager, arranger, introducer, or commodity trading advisor, or give you any investment advice of any kind with respect to what assets you choose to transact, including to buy, sell, borrow, wrap, swap or lend. As with any trading activities, it is your responsibility and you are solely responsible for your purchase and sale decisions, how and when you trade digital assets and with whom. It is also your responsibility to ensure you understand crypto assets, how they work, what their value is, and about trading and purchasing such assets, as there are significant risks in doing so, all of which you solely assume. It is also your responsibility to identify if you require any advice and pay for the same.
You agree and understand that all decisions you make when availing of Onchain are made solely by you. You agree and understand that under no circumstances will the operation of Onchain and your use of it be deemed to create a relationship that includes the provision of or tendering of investment advice. NO FINANCIAL, INVESTMENT, TAX, LEGAL OR SECURITIES ADVICE IS GIVEN THROUGH OR IN CONNECTION WITH THE SERVICES. You agree and understand that we accept no responsibility whatsoever for, and shall in no circumstances be liable in connection with your decisions or your use of Onchain.

3. Your Responsibilities

  • Ownership and Control. You retain sole ownership and control over all assets accessed through Gemini Onchain. These Terms do not transfer any title or custodial authority to us.
  • Security. You are solely responsible for safeguarding your private keys, passwords, passkeys and any other security credentials. Any unauthorized access, loss of data, or breach of your device is solely your responsibility.
  • Transaction Finality. Transactions initiated via Gemini Onchain are executed on blockchain networks and are final and irreversible. We are not liable for failed, delayed, erroneous, or unauthorized transactions.
  • Third-Party Access. Gemini Onchain may facilitate access to third-party services or protocols. We do not control or endorse such services and assume no responsibility for your interactions with them. Use of third-party services is at your own risk and subject to the third party’s terms and conditions.
  • Compliance. You agree to comply with all applicable laws and regulations in connection with your use of Gemini Onchain.

4. Risk Disclosures

Your use of Onchain is subject to significant risks, which you acknowledge and accept. Some of these risks may include, but are not limited to:
  • Loss of Access. The loss or compromise of your recovery phrase, passkey or keys will result in the permanent and irreversible loss of access to all digital assets in your Gemini Wallet or wallet.
  • Volatility. The value of digital assets is highly volatile and can fluctuate dramatically.
  • Regulatory Risk. The legal and regulatory landscape for digital assets is uncertain and subject to change and could impact your use of Onchain.
  • Security Risks. Onchaiin, and the networks it interacts with, may be subject to security breaches, hacking, or other malicious attacks that could result in the loss of your digital assets.
  • Timing.  Transactions you engage in on the blockchain may occur at a time different than what you intended, and therefore cause you losses you did not expect, or to incur gas fees that may change based on the time the transaction occurs.
  • No backing.  Digital assets are not backed by any government, and are not legal tender.  Digital assets are not subject to the national or international laws that protect consumers’ deposits or investments or other similar protections offered by governmental bodies.
 
WE WILL NOT BE LIABLE UNDER ANY CIRCUMSTANCES IN CONNECTION WITH YOUR USE OF ONCHAIN, OR ANY BLOCKCHAIN TECHNOLOGIES AVAILABLE THROUGH OR FROM IT, OR YOUR ENGAGING IN DIGITAL ASSET TRANSACTIONS.  YOU HEREBY ACKNOWLEDGE AND AGREE THAT WE WILL HAVE NO RESPONSIBILITY OR LIABILITY FOR THE RISKS SET FORTH IN THIS SECTION, AND YOU HEREBY HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY LOSSES PERTAINING TO YOUR USE OF ONCHAIN, INCLUDING IN CONNECTION WITH ANY DELAYS OR ERRORS RELATED TO OUR TECHNOLOGY, THE TRANSACTION OF YOUR DIGITAL ASSETS, OR THE TIMING OF SUCH TRANSACTIONS, AND YOUR USE OF ONCHAIN, WHICH YOU AGREE YOU USE AT YOUR SOLE RISK. 

5. Third-Party Services

Onchain may provide access to third-party services, including dApps and decentralized exchanges. We do not endorse, control, or assume any responsibility for these third-party services. Your use of any third-party service is entirely at your own risk and is subject to the terms and conditions of that third party.

6. Fees

We do not charge fees for access to Gemini Onchain, but we may receive a marketing or referral fee from third-party services offered through Gemini Onchain. You may also incur fees when using third party dApps, or when integrating or connecting to them from Onchain.  You are solely responsible for paying all applicable blockchain network fees (e.g., gas fees) and any fees charged by third-party services or products that you may access through Gemini Onchain.
You are entirely responsible for any tax liability which may arise from purchasing or reselling digital assets, and other activities you engage in while using technologies available through Onchain or which occur as a result of your activities on such technologies. It is your responsibility to ensure you have accounted for, reported to the proper governmental authority, and paid all such taxes to the applicable taxing authority. We do not undertake any obligation to report any taxes, nor collect or disburse them on your behalf. The taxes you owe are solely your responsibility. You also acknowledge and agree that if we are requested to provide data about your usage of Onchain by a tax authority or government agency, we may do so even if we are not compelled to do so.
UNDER NO CIRCUMSTANCES SHALL WE INCUR ANY LIABILITY, OF ANY KIND, IN CONNECTION WITH FEES CHARGED BY THIRD-PARTIES. YOU HEREBY INDEMNIFY AND HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY LOSSES IN CONNECTION WITH FEES RELATED TO ONCHAIN AND ANY THIRD-PARTY TECHNOLOGIES, OR ARISING IN CONNECTION WITH TAXES YOU MAY OWE.

7. Intellectual Property

  1. All intellectual property rights in Gemini Onchain, including software, trademarks, logos, open-source licenses, and associated content, are owned by us or our licensors. Your use of the platform does not grant any rights in our intellectual property. 

8. Prohibited Uses

You may use Onchain only for lawful purposes and in accordance with these Terms. You agree not to use Onchain:
  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • To transact in any type of securities recognized pursuant to applicable law.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail,” “chain letter,” “spam”, or any other similar solicitation.
  • To impersonate or attempt to impersonate us, one of our employees, another user, or any other person or entity (including, without limitation, by using email addresses or usernames associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of OnChain, or which, as determined by us, may harm us or users of Onchain or expose them or us to liability.

Additionally, you agree not to:
  • Use Onchain in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of Onchain, including their ability to engage in real time activities through Onchain.
  • Use any robot, spider, or other automatic device, process, or means to access Onchain for any purpose, including monitoring or copying any of the material on Onchain.
  • Use any manual process to monitor or copy any of the material on Onchain or for any other unauthorized purpose without our prior written consent.
  • Use any device, software, or routine that interferes with the proper working of Onchain.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Onchain, or any technology connected to it.
  • Copy, mirror or otherwise attempt to replicate or reproduce Onchain.
  • Otherwise attempt to interfere with the proper working of Onchain.

9. Disclaimers

GEMINI ONCHAIN IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE HEREBY DISCLAIM ALL WARRANTIES, INCLUDING EXPRESS, STATUTORY IMPLIED AND OTHERWISE, INCLUDING WITHOUT LIMITATION MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.  ANY THIRD-PARTY OR USER-MODIFIED CODE, INCLUDING THE SDK, IS PROVED “AS IS” UNDER ITS RESPECTIVE LICENSE TERMS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE ONCHAIN, INCLUDING, BUT NOT LIMITED TO: (I) UNAUTHORIZED ACCESS TO YOUR WALLET OR GEMINI WALLET; (II) ANY ERRORS OR OMISSIONS IN THE ONCHAIN SOFTWARE; OR (III) YOUR USE OF ANY THIRD-PARTY SERVICES. YOU AGREE THAT OUR TOTAL AGGREGATE LIABILITY RELATED TO ONCHAIN AND YOUR USE THEREOF SHALL NOT EXCEED ONE-HUNDRED US DOLLARS (USD$100.00).

11. Indemnification

You agree to indemnify, defend, and hold harmless Gemini, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of Gemini Onchain or your violation of these Terms.

12. Governing Law and Dispute Resolution

All matters relating to these Terms or Onchain, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Texas without giving effect to any choice or conflict of law provision or rule (whether of the State of Texas or any other jurisdiction).  All such disputes, claims and controversies arising hereunder, including regarding breach, termination, enforcement, interpretation, or validity thereof (and including the determination of the scope or applicability of this arbitration provision) shall be resolved by final and binding arbitration administered by National Arbitration and Mediation ( “NAM”) in accordance with the prevailing NAM rules and procedures (including the Comprehensive Dispute Resolution Rules and Procedures and/or the Supplemental Rules for Mass Arbitration Filings, as applicable) (the “Rules”). The arbitration shall be conducted in Dallas, Texas, before a single arbitrator selected in accordance with the Rules. Judgment on the award may be entered in any court having jurisdiction. Each party shall bear its own costs and attorneys’ fees, and the parties shall share equally the arbitrator’s fees and NAM administrative fees, unless the arbitrator determines otherwise.
 
THE PARTIES AGREE TO ARBITRATE SOLELY ON AN INDIVIDUAL BASIS, AND THAT THESE TERMS DO NOT PERMIT CLASS ARBITRATION OR ANY CLAIMS BROUGHT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ARBITRATION PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.
 
ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR ONCHAIN MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

13. Feedback

Any suggestions, comments, ideas, improvements, or other information or materials you provide to Gemini concerning Onchain (collectively, “Feedback”) are voluntarily submitted. You acknowledge that any Feedback you provide will not be considered confidential information. By submitting Feedback, you grant us a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, create derivative works of, distribute, and otherwise exploit such Feedback for any purpose, without restriction or compensation to you. You hereby waive any and all rights you may have in the Feedback.


14. Privacy Policy

Please refer to our Privacy Policy for information on how we collect, use, and share information about you.


15. General Provisions 

  • Entire Agreement. These Terms constitute the entire agreement between you and us regarding Onchain.
  • Amendment. We may modify these Terms at any time. Your continued use of Onchain after any changes constitutes your acceptance of the new Terms.
  • Termination. We may suspend or terminate your access to Onchain at our discretion, with or without notice, at any time in our sole discretion.
  • Assignment. You may not assign these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.
  • Waiver.  No waiver by us of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision. 
Severability. If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

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