Gemini Has Expanded Its Tether Offering: USAT, Tokenized Gold, and USDT0 on Arbitrum

Starting today, Gemini offers three new additions to its stablecoin and digital asset ecosystem: USAT (Ethereum), XAUt (Ethereum), and USDT0 Transfers (Arbitrum).

What Is USAT?

USAT is a compliance-forward regulated stablecoin issued by Anchorage Digital Bank. It is designed to maintain a 1:1 value relative to the U.S. dollar and operates with full reserves, a consistent surplus, and disclosures that can be tracked month-to-month under U.S. regulatory oversight.

What Is XAUt?

Also known as Tether Gold, one XAUt token represents the ownership of one fine troy ounce of physical gold stored in Swiss vaults, offering users onchain exposure to gold.

What Is USDT0?

USDT0 is a cross-chain version of USDT built on LayerZero's Omnichain Fungible Token (OFT) standard. It is designed to support transfers of USDT natively across multiple supported blockchains. The result is faster settlement and no bridge risk.

How USDT0 Works for You

As a customer, you will see one unified balance of USDT, with the ability to deposit or withdraw using multiple networks.

Depositing USDT: Select USDT → Choose your network (Arbitrum, Avalanche, Ethereum, Solana, or Tron) → Send funds → See your unified USDT balance. Withdrawing USDT: Select USDT → Enter your amount → Choose your destination network → Confirm.

Why It Matters

This expansion is about reducing friction and expanding what's possible on Gemini without asking users to navigate the complexity of cross-chain infrastructure themselves.

USDT0 unlocks access to the $1B+ USDT already on Arbitrum. XAUt provides users with an additional option for gaining onchain exposure to gold. USAT adds support for an additional dollar-denominated digital asset issued by a federally chartered digital asset bank.

Together, these additions move Gemini towards becoming a multi-chain hub, a single place to access a broader range of digital dollar and real-world asset exposure, without ever leaving the platform.

Onward and Upward!
Team Gemini