The Gemini Credit Card®
The Card of the Future
Earn up to 4% crypto back on every
purchase with no annual fee
Get started
Gas, EV & Transit
4%
Dining
3%
Groceries
2%
Everything else
1%
Issued by WebBank. See for more information regarding rates, fees, and other cost information.
Go Further with Every Swipe
Welcome Bonus
When you spend $3,000 in 90 days
Mastercard® World Elite
Learn more about
No annual fee
No foreign transaction fees
Welcome Bonus
When you spend $3,000 in 90 days
Mastercard® World Elite
Learn more about
No annual fee
No foreign transaction fees
Bitcoin is an Investment. Points aren't.
Bitcoin rewards earned on The Gemini Credit Card® and held for at least 1 year have appreciated an average of 277%
Analysis reflects Gemini Credit Card holders who earned bitcoin rewards between 10/08/2021 and 7/27/2024 and held all such rewards in their Gemini account through 07/27/2025. Calculation is based on bitcoin market value changes during the holding period. Individual results will vary depending on spend behavior, chosen rewards currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.
Bitcoin is an Investment. Points aren't.
Bitcoin rewards earned on The Gemini Credit Card® and held for at least 1 year have appreciated an average of 277%
Analysis reflects Gemini Credit Card holders who earned bitcoin rewards between 10/08/2021 and 7/27/2024 and held all such rewards in their Gemini account through 07/27/2025. Calculation is based on bitcoin market value changes during the holding period. Individual results will vary depending on spend behavior, chosen rewards currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.
Bitcoin is an Investment. Points aren't.
Bitcoin rewards earned on The Gemini Credit Card® and held for at least 1 year have appreciated an average of 277%
Analysis reflects Gemini Credit Card holders who earned bitcoin rewards between 10/08/2021 and 7/27/2024 and held all such rewards in their Gemini account through 07/27/2025. Calculation is based on bitcoin market value changes during the holding period. Individual results will vary depending on spend behavior, chosen rewards currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to earn, as often as you want.
Same Benefits,
Sleek New Designs
The Bitcoin Credit Card™
The XRP Edition
Earn up to 4% on every purchase
Earn bitcoin, or 50+ cryptos available on Gemini
Rewards are instantly deposited
The Gemini Credit Card®
Earn up to 4% on every purchase
Earn bitcoin, or 50+ cryptos available on Gemini
Rewards are instantly deposited
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to earn, as often as you want.
Same Benefits, Sleek New Designs
The Gemini Credit Card®
The Bitcoin Credit Card™
The XRP Edition
Earn up to 4% on every purchase
Earn bitcoin, or 50+ cryptos
available on Gemini
Rewards are instantly deposited
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to earn, as often as you want.
Same Benefits, Sleek New Designs
The Gemini Credit Card®
The Bitcoin Credit Card™
The XRP Edition
Earn up to 4% on every purchase
Earn bitcoin, or 50+ cryptos
available on Gemini
Rewards are instantly deposited
Take Full Control of Your Finances
Seamlessly integrate the card with popular budgeting apps.
Earn 10% Back
on the Internet’s
Favorite Brands.5
Refer friends, earn up to $5,000 in crypto.
Get $50 in crypto for each referral and an extra $250 bonus each time you make 5 referrals. Up to 50 referrals per year.6
Welcome to the future.
Invest as you spend.
Take Full Control of Your Finances
Seamlessly integrate the card with popular budgeting apps
Earn 10% Back on the Internet’s Favorite Brands.5
Refer friends, earn up to $5,000 in crypto.
Get $50 in crypto for each referral and an extra $250 bonus each time you make 5 referrals. Up to 50 referrals per year.6
Welcome to the future.
Invest as you spend.
Take Full Control of Your Finances
Seamlessly integrate the card with popular budgeting apps
Earn 10% Back on the Internet’s Favorite Brands.5
Refer friends, earn up
to $5,000 in crypto.
Get $50 in crypto for each referral and an extra $250 bonus each time you make 5 referrals.
Up to 50 referrals per year.6
Welcome to the future.
Invest as you spend.
The Gemini Credit Card is issued by WebBank.
1. Checking if you're eligible will not impact your credit score. When you check to see if you're eligible, we will look at some of your credit history and other personal information. If you're eligible and choose to continue with your application, we will conduct a hard credit inquiry that can impact your credit score. Eligibility does not guarantee approval.
2. .
3. The standard variable APR for purchases will be between 19.24% - 35.24%, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. The standard variable APR for cash advances will be 30.24%. This APR will vary with the market based on the Prime Rate. The variable penalty APR is 34.24% and may be applied if you make a late payment or make a payment that is returned. Annual fee—None. Fee for foreign purchases—None. Cash advance fee—either $10 or 3% of the amount of each cash advance, whichever is greater. Late payment fee—up to $8. Returned payment fee—up to $35. Issued by WebBank. Subject to cardholder . Subject to .
4. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. Subject to .
5. 10% Vault Rewards are available on up to a limited value in spend per month and varies depending on the merchant offer. Subject to the .
6. This offer is only available for the Credit Card Referral Program and .
Visit our for more information and additional FAQs.
