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APR 14, 2022

The Gemini Credit Card is Here!

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Today, we are thrilled to invite you to explore the Gemini Credit Card,1 offering crypto rewards on every purchase! We began onboarding waitlist members earlier this year, and given the overwhelming response, the Gemini Credit Card is now available to eligible individuals in all 50 U.S. states.

With the Gemini Credit Card, you can integrate crypto investing into your day-to-day life. Instead of keeping up with the ups and downs of the market, you can seamlessly invest every time you make a purchase. Once approved for the card, you’ll earn up to 3% crypto back on dining,2 2% crypto back on groceries, and 1% crypto back on all other purchases, with rewards automatically deposited into your Gemini account.

The Gemini Credit Card is accepted wherever Mastercard is accepted, and you can choose to receive rewards in any of the 60+ cryptos we currently support for rewards, including bitcoin, ether, and dogecoin. You can also switch reward types at any time.

Explore other exciting features of the Gemini Credit Card:

  • No annual fee: Earn crypto without paying a hefty annual fee, and never pay foreign transaction fees.3
  • Instant rewards: Rewards are instantly deposited into your account when you make a purchase, not a month later.4
  • Security-first design: Sensitive information, like the card number, is removed and only accessible to cardholders via the Gemini app, which requires two-factor authentication.
  • World Mastercard® Benefits: You’ll have access to exclusive offers with select merchants such as DoorDash, HelloFresh, Lyft and ShopRunner, as well as through Mastercard’s Priceless® Experiences. Your card will include advanced security features including Mastercard ID Theft Protection™, Zero Liability, and Price Protection.
  • 24/7 live customer support

Choose from black, silver, and rose gold metal cards that are made from 75% recycled stainless steel. The beautiful, clean design isn’t just for looks — it keeps your sensitive information off the card’s surface, protecting your financial identity.

We are proud to work with our partners, Mastercard and WebBank, to offer you a rewards credit card that combines the innovation and opportunity of crypto with industry-leading protections and benefits. Mastercard is the exclusive network partner for the Gemini Credit Card, and WebBank, a leader in digital lending, is the issuing bank. If you have additional questions about the Gemini Credit Card, we invite you to visit our FAQ page here.

At Gemini, our goal is to create more opportunities for you to explore the world of crypto. The launch of the Gemini Credit Card is an important milestone for Gemini as we continue to build the future of finance and empower the individual through this revolutionary asset class.

Onward and Upward!

Team Gemini

Updated: June 27, 2022

1 A Gemini Mastercard®. Issued by WebBank.
2 Up to $6,000 in annual spend, then 1% back on everything else.
3 Variable APRs: Purchase 14.49% - 25.49%, Cash advance 27.49%, Penalty 31.49%. Cash advance fee $10 or 3% whichever is greater.
4 Some exclusions apply in which rewards are deposited when the transaction posts. See reward terms.



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