Analysis estimates the potential appreciation that a Cardholder could have expected if the Gemini American Business Card was available from October 22 to September 2025. Speculative performance was calculated by assuming $50,000 of annual spend per year that earned 1.5% back on all purchases and then calculating that rewards appreciation using the average monthly price change in bitcoin over the scope period. The product was not available during this period. Results will vary depending on spend behavior, chosen reward currency, holding duration, and market performance. Past performance is not indicative of future results. This information is for general informational purposes only and does not constitute investment advice.