The Gemini Credit Card® | Mastercard® World Elite
The Gemini Credit Card® | Mastercard® World Elite
The Bitcoin Credit Card™
The Gemini Credit Card is issued by WebBank.
The Gemini Credit Card®
Mastercard® World Elite
The Bitcoin Credit Card™
The Gemini Credit Card is issued by WebBank.
Mastercard® World Elite
The Gemini Credit Card®
Earn up to 4% crypto back on every purchase with no annual fee
Gas, EV
& Transit
4%
Dining
3%
Groceries
2%
Everything else
1%
Issued by WebBank. See for more information regarding rates, fees, and other cost information.
A Powerful Era of Rewards Is Here
A Powerful Era of Rewards Is Here
A Powerful Era
of Rewards Is Here
See if you're eligible with no impact to your credit score.1
Use anywhere Mastercard® is accepted
Earn crypto instantly on every purchase
See if you're eligible with no impact to your credit score. 1
Use anywhere Mastercard® is accepted
Earn crypto instantly
on every purchase
See if you're eligible with no impact to your credit score.1
Use anywhere Mastercard® is accepted
Earn crypto on every purchase
The Credit Card Designed to
Grow Your Crypto Portfolio
Bitcoin rewards earned on The Gemini Credit Card® and held for at least 1 year have appreciated an average of 277%
Analysis reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending habits, selected crypto rewards, and market performance. Cryptocurrency values are highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.
The Credit Card Designed to
Grow Your Crypto Portfolio
Bitcoin rewards earned on The Gemini Credit Card® and held for
at least 1 year have appreciated an average of 277%
Analysis reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending habits, selected crypto rewards, and market performance. Cryptocurrency values are highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.
The Credit Card Designed to Grow
Your Crypto Portfolio
Bitcoin rewards earned on The Gemini Credit Card® and held for at least 1 year have appreciated an average of 277%
Analysis reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending habits, selected crypto rewards, and market performance. Cryptocurrency values are highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results.
Your Credit Card Just Got a Major Upgrade
Your Credit Card Just Got a Major Upgrade
Welcome bonus
Get $200 in crypto when you spend $3,000 in your first 90 days.2
Mastercard®
World Elite
Mastercard® monitors your account for unauthorized purchases and identity theft, ensuring you won’t be held liable and can stay focused on the perks. Learn more about .
No annual fee3
No annual fee. Plus, no foreign transaction fees and no exchange fees to acquire your crypto rewards.
Welcome bonus
Get $200 in crypto when you spend $3,000 in your first 90 days.2
Mastercard®
World Elite
Mastercard® monitors your account for unauthorized purchases and identity theft, ensuring you won’t be held liable and can stay focused on the perks. Learn more about .
No annual fee 3
No annual fee. Plus, no foreign transaction fees and no exchange fees to acquire your crypto rewards.
Welcome bonus
Get $200 in crypto when you spend $3,000 in your first 90 days.2
Mastercard®
World Elite
Mastercard® monitors your account for unauthorized purchases and identity theft, ensuring you won’t be held liable and can stay focused on the perks. Learn more about .
No annual fee3
No annual fee. Plus, no foreign transaction fees and no exchange fees to acquire your crypto rewards.
Same Card, Sleek New Designs
The Gemini Credit Card®
The Bitcoin Credit Card™
The XRP Edition
Earn up to 4% on every purchase
Earn bitcoin, or 50+ cryptos available on Gemini
Rewards are instantly deposited
Earn up to 4% on every purchase
Earn bitcoin, or 50+
cryptos available on Gemini
Rewards are instantly deposited
The Bitcoin Credit Card™
The XRP Edition
Earn up to 4% on every purchase
Earn bitcoin, or 50+ crypto available on Gemini.
Rewards are instantly deposited⁶
The Gemini Credit Card®
Earn up to 4% on every purchase
Earn bitcoin, or 50+ crypto available on Gemini.
Rewards are instantly deposited⁶
No waiting. No timing the market. No trading fees to acquire crypto.
No waiting. No timing the market.
No trading fees to acquire crypto.
No waiting. No timing the market.
No trading fees. Just instant rewards.
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to
earn, as often as you want.
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to
earn, as often as you want.
Earn bitcoin or 50+ cryptos
Easily change the crypto you want to earn, as often as you want.
Earn 10% Back on the Internet’s Favorite Brands.4
Earn 10% Back
on the Internet’s
Favorite Brands.4
Refer friends, earn up to $5,000 in crypto.
Get $50 in crypto for each referral and an extra $250 bonus each time you make 5 referrals. Up to 50 referrals per year.5
Refer friends, earn up to $5,000 in crypto.
Get $50 in crypto for each referral and an extra $250 bonus each time you make 5 referrals. Up to 50 referrals per year.5
Welcome to the future.
Invest as you spend.
Welcome to the future.
Invest as you spend.
Welcome to the future.
Invest as you spend.
The Gemini Credit Card is issued by WebBank.
1. Checking if you're eligible will not impact your credit score. When you check to see if you're eligible, we will look at some of your credit history and other personal information. If you're eligible and choose to continue with your application, we will conduct a hard credit inquiry that can impact your credit score. Eligibility does not guarantee approval.
2. .
3. The standard variable APR for purchases will be between 19.24% - 35.24%, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. The standard variable APR for cash advances will be 30.24%. This APR will vary with the market based on the Prime Rate. The variable penalty APR is 34.24% and may be applied if you make a late payment or make a payment that is returned. Annual fee—None. Fee for foreign purchases—None. Cash advance fee—either $10 or 3% of the amount of each cash advance, whichever is greater. Late payment fee—up to $8. Returned payment fee—up to $35. Issued by WebBank. Subject to cardholder . Subject to .
4. 10% Vault Rewards are available on up to a limited value in spend per month and varies depending on the merchant offer. Subject to the Rewards Program Terms.
5. This offer is only available for the Credit Card Referral Program and .
Visit our for more information and additional FAQs.
