Gemini Dollar

Gemini dollar®

The 1:1 USD-backed stablecoin built by a secure, reliable, and regulated cryptocurrency exchange.

Using Gemini dollar

  • Transact on decentralized exchanges: Use GUSD to trade and stake in DeFi

  • Lend and earn interest: Earn high yields in DeFi and through Gemini Earn

  • Provide liquidity: Use with DeFi automated market makers and other liquidity pools

  • Spend in daily life: Send across borders in seconds and spend at your favorite stores with Gemini Pay

Stable and Fully-Backed

GUSD is a 1:1 USD-backed stablecoin issued by Gemini. Gemini customers can redeem a GUSD for $1 at Gemini.

Regulated and Insured

Gemini is a U.S. company regulated as a limited purpose trust company by the New York State Department of Financial Services.

Each GUSD corresponds to a U.S. dollar held by Gemini in accounts at U.S. FDIC-insured bank accounts and money market funds holding short-term U.S. treasury bonds and maintained at a custodian. The cash portion of these GUSD reserves may be eligible for FDIC “pass through” insurance for Gemini customers, in the event of the failure of a bank holding the U.S. dollar deposit portion of the GUSD reserves.

Transparently Audited

No compromises: Audits of the GUSD reserve are published monthly by an independent registered accounting firm, BPM LLP. The Ethereum smart contract has been audited by Trail of Bits, a leading information security research and development firm.

Zero Fees

There are no fees to buy or sell GUSD on the Gemini Exchange.1

Programmable Money

GUSD is an Ethereum ERC-20 token, fully programmable and ready for use in smart contract development.

Fast

Enjoy transfer in seconds and settlement on the Ethereum blockchain.

Supported across dozens of DeFi protocols, applications, and exchanges

1inch
AAVE
Argent
Balancer
Curve
DerivaDEX
Ethereum
Harvest
Maker
Uniswap
Yearn
Zapper
Zerion

Airswap
Atomic Wallet
B2BX Exchange
BitMart
Bitplay
BlockFi
Celsius Network
CEX.IO
Chimpion
CoinBank
Coinomi
CoinPayments
CoolWallet S
Cybavo
DigiFinex
Dizpay
Etale
Exodus
HitBTC
OKex
Monolith
Nitrogen
NOW Payments
Paretone Capital
Serenity Exchange
The Rock Trading
Travala
Trust Wallet
Virtuse Exchange
Wanchain
Zelcore

Trust and transparency

Review the Gemini dollar smart contract.

Review the Gemini dollar independent security audit.

Review the Gemini dollar whitepaper.

Review the Gemini dollar reserve-funds independent accountant audits:


1 Standard fees on select purchase methods such as debit card still apply. Additionally, ERC-20 tokens such as GUSD are programmed using the Ethereum blockchain and will incur gas fees for transfer once under the user’s self-custody.